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Signing up for Affordable Health Care in California

November 25, 2013
By

http://www.childrenfirst.net

Image Credit: http://www.childrenfirst.net

There are three ways to get health coverage in California through Affordable Care Act.

1) Visit Covered California’s website, www.coveredCA.com, where you can apply for Medi-Cal or private insurance, with subsidies if you qualify.

2) Call Covered California at (800) 300-1506. You can use this number to apply by phone for coverage, or just to ask questions if you are filling out the application online.

3) Apply in person at your county health office or at a community organization.

You can get insurance if:

  • You are a legal resident; and
  • You don’t already have health insurance through work or a government program.

Children who are legal immigrants can get insurance even if their parents are not legal immigrants, and Kristen Golden Testa, director of the California Health Program of  The Children’s Partnership, said that information from the health insurance application is not shared with immigration authorities.

You may also get help paying for insurance, depending on your income and the size of your family.  Covered California gives the following examples on its website:

  • A family of 2 would qualify for Medi-Cal if they earn less than $21,404 and for insurance subsidies through Covered California if they earned $21,404 – $62,040;
  • A family of 3 would qualify for Medi-Cal if they earn less than $26,952 and for insurance subsidies through Covered California if they earned $26,952 – $78,120;
  • A family of 4 would qualify for Medi-Cal if they earn less than $32,500 and for insurance subsidies through Covered California if they earned $32,500 – $94,200; and
  • A family of 5 would qualify for Medi-Cal if they earn less than $38,047 and for insurance subsidies through Covered California if they earned $38,047 – $110,280.

These numbers may not apply to all families, so visit www.coveredCA.com to find out if you qualify for a subsidy.

 

Infographics courtesy of U.S. Department of Health and Human Services